All home loan lenders need to feel comfortable that you can pay the loan back, so providing the right documentation in support of your application is essential. (It’s also a legislative requirement under the ‘Responsible Lending’ provisions of the National Consumer Credit Code (NCCP) of 2010) Your local Express Mortgage Market broker will do all the legwork required for an approval, but you can help speed up the process by supplying all the relevant home loan application documentsright from the start. Although each lender has slightly different criteria, these checklists will give you a good idea of what to bring to your meeting with your local Express Mortgage Market broker.